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Introduction The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (“SARFAESI Act”) was enacted to enable
Has the Bank Initiated Section 14 Proceedings? Understanding What Comes Next Many borrowers first realise the seriousness of a SARFAESI case
Received a Bank Auction Notice? You May Still Have Legal Options. One of the most common questions borrowers ask is: “Can
Received a Section 13(2) Notice From the Bank? Do Not Ignore It. Many borrowers panic when they receive a notice from
Introduction In a significant decision strengthening the finality of banking settlements and commercial dispute resolution, the Supreme Court in Vijay Kumar
The Kerala High Court on 4th June, 2025 held that multiple aggrieved persons can file a single, consolidated application under SARFAESI
Section 11 in The Securitisation And Reconstruction Of Financial Assets And Enforcement Of Security Interest Act, 2002 says: “ Where any
The Kerala High Court in Union Bank of India v. Manaf (2025 KLT OnLine 1816) vide its judgement dated 10/04/2025 held
A frequent question raised by borrowers is whether a bank can initiate SARFAESI proceedings without first recalling the loan. Many assume
One of the most common fears among borrowers is whether their residential house can be taken by banks under the SARFAESI
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