J V & Associates
Protecting the Rights of Borrowers, Guarantors and Financial Institutions
SARFAESI and debt recovery proceedings often involve complex legal and procedural issues that require timely advice and effective representation. At JV & Associates, we represent borrowers, guarantors, companies and financial institutions in matters arising under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act) and the Recovery of Debts and Bankruptcy Act, 1993 before the Debt Recovery Tribunal (DRT), Debt Recovery Appellate Tribunal (DRAT), the High Court of Kerala and other competent forums.
Our approach is focused on protecting our clients’ legal and commercial interests through practical legal advice, strategic litigation and effective dispute resolution.
Our Services
We provide comprehensive legal services relating to:
- Representation before the Debt Recovery Tribunal (DRT)
- Representation before the Debt Recovery Appellate Tribunal (DRAT)
- SARFAESI proceedings initiated by banks and financial institutions
- Challenges to possession notices and sale notices
- Measures under Section 13(4) of the SARFAESI Act
- Applications under Section 17 of the SARFAESI Act
- Appeals before the DRAT
- Debt recovery proceedings under the Recovery of Debts and Bankruptcy Act
- Banking recovery disputes
- Enforcement of security interests
- Loan restructuring and settlement negotiations
- One Time Settlement (OTS) negotiations
- Writ petitions relating to SARFAESI and DRT proceedings
- Advisory services on banking recovery laws
We Represent
Borrowers
Guarantors
LLPs
Companies
Partnership Firms
Directors
Mortgagors
Financial Institutions
Banks
Asset Reconstruction Companies (ARCs)
Why Choose JV & Associates
We understand that banking recovery proceedings can significantly affect businesses and individuals alike. Our firm combines extensive litigation experience with a practical understanding of banking laws to provide strategic legal representation at every stage of the proceedings. We work closely with our clients to safeguard their rights, explore viable legal remedies and achieve practical solutions through litigation, negotiation or settlement wherever appropriate.